Expert Chaslau Koniukh
  • Companies
  • Global investment
  • Investors
  • Terminology
  • Economy
  • Stock Market
  • World exchanges
  • Tech and Marketing
lazy portfolio
Market terminology

Lazy portfolio: a way of investing that does not require deep knowledge

08.06.2023
2 min read

Lazy portfolio: options for filling with assets

Investing can be viewed from two perspectives. For some, it becomes a vocation, a way to realize their ambitions, to gain experience and knowledge in a particular field. Others see investing as a way to earn extra income. They don’t have time and want to get into all the nuances, follow market movements, and analyze trends. In this case, a lazy portfolio is an excellent solution. It is a set of assets that require minimal effort from the investor. All you need to do is open a brokerage account, buy assets, and rebalance them periodically. The lazy portfolio is suitable for those investors who have chosen the “buy and hold” strategy and do not intend to make regular transactions on the stock market.
This option has several characteristics, one of which is low risk. As you know, risk has a direct impact on returns: the higher the risks, the more you can earn. A lazy portfolio is characterized by low profitability, but at the same time, the investor is reliably protected from losses.
Another peculiarity is the long-term nature of the investments. This is due to the fact that the market cycle lasts about 10 years, during which it is necessary to make adjustments to the assets in each new phase. Such a portfolio does not include active management, which means that the investment period here will be 10 years or more. And with such a term, investments should be effective in one or another phase of market movement. Profitability should not be significantly affected by changes in macroeconomic indicators. This can be achieved through asset diversification.lazy portfolio as a way of investing The main advantage of a lazy portfolio is its accessibility and ease of management. It can be built even by a beginner or someone who does not want to understand the nuances of the stock market.
There are several options for filling a portfolio, Ray Dalio’s method is considered popular. According to him, 40% of the portfolio should consist of long-term bonds and 30% – of securities of the broad market. Bonds, designed for a medium investment period, occupy 15%, and 7.5% each should be allocated to gold and commodities.
There are other portfolio options, such as 60% stocks and the remaining 40% bonds. The 40/40/20 principle is 40% in stocks and bonds and the remaining 20% in gold. You can also invest equal amounts in broad-market stocks and bonds and real estate stocks.
The lazy portfolio strategy is quite versatile, it is suitable for different markets, in addition, you can invest in shares of different ETF funds by choosing the appropriate option.

Tags: Market terminology
0
Previous Post Hub71 Technology Center launches initiative to develop Web3 projects Next Post How the Chinese IT giant achieved market leadership: the Baidu story

You Might Also Like

leverage
Market terminology
What a broker’s leverage means: the essence of the term
16.08.2020
open interest
Market terminology
What is the open interest in trading
03.01.2021
credit risk
Market terminology
Credit risk: how to assess the probability of loss in advance
14.12.2022
currency intervention
Market terminology
Currency intervention as an instrument for adjusting the national currency rate
05.09.2020
Perpetual bonds
Market terminology
Why perpetual bonds are profitable to invest in
22.07.2021
duration of the coupon bond
Market terminology
Coupon bond duration: application of a tool to reduce investment risks
12.06.2021

Recent Posts

  • 1investment in Turkey's steel industry
    Yıldız increases investment in the Turkish steel industry
    20.09.2023
  • 2Abu Dhabi Exchange
    The Abu Dhabi Exchange has created ideal conditions for the IPO of an Adnoc unit
    18.09.2023
  • 3mobile marketing
    How mobile marketing helps to retain existing customers and attract new ones
    16.09.2023
  • 4E-commerce company Rakuten
    Japan’s Rakuten intends to raise funds by issuing shares
    14.09.2023
  • 5coal mining
    Coal mining in India has increased by more than 22% in 5 years
    12.09.2023

Popular Posts

  • Analysts: Egypt’s economy to continue falling in 2023
  • Businessman Chuck Feeney: the man who gave the world Duty Free
  • Field of activity of the American Monsanto Company Corporation
  • Skolkovo analysts: the Russian energy market is suffering losses

Social media

Editor's Picks

Chaslau Koniukh
Analytics

American bankers from JPMorgan and Goldman Sachs advise to invest in gold: review by Chaslau Koniukh.

Press Secretary
17.08.2020
Expert Chaslau Koniukh
Analytics

Chaslau Koniukh on the analysts’ opinion on the key stake size change soon

Press Secretary
18.06.2020
expert Chaslau Koniukh
Analytics

Chaslau Koniukh: Internet trade market in Russia may reach 2.78 trillion rubles.

Press Secretary
30.05.2020
Will the U.S. oil shale industry be able to quickly recover from the crisis: A Review by Chaslau Koniukh
Analytics

Will the U.S. oil shale industry be able to quickly recover from the crisis: A Review by Chaslau Koniukh

Press Secretary
16.05.2020

Latest Posts

investment in Turkey's steel industry
Yıldız increases investment in the Turkish steel industry
20.09.2023
Abu Dhabi Exchange
The Abu Dhabi Exchange has created ideal conditions for the IPO of an Adnoc unit
18.09.2023
mobile marketing
How mobile marketing helps to retain existing customers and attract new ones
16.09.2023

Chaslau Koniukh

Expert Chaslau Koniukh

Chaslau Koniukh – an expert in marketing and project management, IT consulting, international investments, investor, financial analyst. A commodity trader, private consultant, entrepreneur, lecturer, author of several articles on the stock market.

Popular Posts

  • Analysts: Egypt’s economy to continue falling in 2023
  • Businessman Chuck Feeney: the man who gave the world Duty Free
  • Field of activity of the American Monsanto Company Corporation
  • Skolkovo analysts: the Russian energy market is suffering losses
  • American Stock Exchange: the history of the American Stock Exchange
Expert Chaslau Koniukh
  • Facebook
  • Twitter
  • Instagram
  • Biography

Chaslau Koniukh – an expert in marketing and project management, international investments, financial analyst.

Social media

Menu

  • Biography
  • Companies and corporations
  • Global investment
  • Investors and Entrepreneurs
  • Economy
  • Market terminology
  • Stock Market
  • World exchanges
  • Tech and Marketing
  • Analytics